A secure foundation for retirement

Aurora Islander

Aurora Islander is an approved Retirement Annuity Trust Scheme (RATS) designed for residents of Guernsey and Jersey seeking a secure, flexible and tax-efficient way to save for retirement.

Whether you're building retirement savings, transferring existing arrangements or planning for the future, Aurora Islander provides a trusted framework to support your long-term financial goals.

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Built on trust and flexibility

Retirement planning for Channel Islands

Aurora Islander combines flexible saving options, investment choice and established retirement trust structures to help you plan for the future with confidence.

Approval 

Aurora Islander is approved by the Guernsey Revenue Service under Section 157A of the Income Tax (Guernsey) Law, 1975, providing members with confidence that their retirement savings are held within an established and recognised retirement arrangement.

Transfers and Contributions 

The scheme can accept transfers from other Guernsey approved pension schemes and eligible UK pension arrangements that meet QROPS requirements. Members can also make ongoing contributions to support their retirement objectives.

Choice of Investment

Aurora Islander offers access to a wide range of investment opportunities, giving members flexibility in how their retirement savings are invested. In certain circumstances, qualifying members may have greater involvement in directing their investment strategy.

Guernsey Tax Treatment 

Tax relief may be available on contributions, subject to prevailing Guernsey tax legislation and applicable limits. Pension benefits are taxed in accordance with Guernsey regulations at the time benefits are taken.

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What you can expect

Whether you're building retirement savings, transferring existing arrangements or preparing for retirement, we're here to provide support throughout your journey.

  • An established and approved retirement trust structure in the Channel Islands
  • Support with transfers and ongoing contributions
  • Access to a broad range of investment opportunities
  • Clear guidance on retirement planning
  • Responsive service from dedicated specialists
  • A trusted partner focused on your long-term future
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Whether you're setting up your first private equity fund or are a leading global player — we’re on hand to support you.