Aurora Islander
Aurora Islander is an approved Retirement Annuity Trust Scheme (RATS) designed for residents of Guernsey and Jersey seeking a secure, flexible and tax-efficient way to save for retirement.
Whether you're building retirement savings, transferring existing arrangements or planning for the future, Aurora Islander provides a trusted framework to support your long-term financial goals.
Retirement planning for Channel Islands
Aurora Islander combines flexible saving options, investment choice and established retirement trust structures to help you plan for the future with confidence.
Aurora Islander is approved by the Guernsey Revenue Service under Section 157A of the Income Tax (Guernsey) Law, 1975, providing members with confidence that their retirement savings are held within an established and recognised retirement arrangement.
The scheme can accept transfers from other Guernsey approved pension schemes and eligible UK pension arrangements that meet QROPS requirements. Members can also make ongoing contributions to support their retirement objectives.
Aurora Islander offers access to a wide range of investment opportunities, giving members flexibility in how their retirement savings are invested. In certain circumstances, qualifying members may have greater involvement in directing their investment strategy.
Tax relief may be available on contributions, subject to prevailing Guernsey tax legislation and applicable limits. Pension benefits are taxed in accordance with Guernsey regulations at the time benefits are taken.
What you can expect
Whether you're building retirement savings, transferring existing arrangements or preparing for retirement, we're here to provide support throughout your journey.
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